The Opportunity
We are looking for a Java Full Stack Developer to design, build, and scale mission‑critical digital payment applications powering IMPS, AePS, and NETC platforms.
This role offers the opportunity to work on real‑time, high‑volume, secure financial systems that operate at national scale, directly impacting millions of users across India. You will work end‑to‑end on modern full‑stack architectures, collaborating closely with product, QA, and platform teams.
Job Details
- Role: Java Full Stack Application Engineer
- Department: Product – Technology
- Experience: 3 to 7 Years
- Employment Type: Full‑time | Permanent
- Education: BE / BTech or equivalent professional qualification
- Location: Mumbai / Hyderabad / Chennai
- Work Mode: 5 Days Work From Office (WFO)
Requirements
Key
Responsibilities
- Design and develop scalable
RESTful APIs using Java, Spring Boot, and Hibernate/JPA for IMPS,
AePS, and NETC applications - Build and maintain microservices-based
architectures, integrating with internal and external payment systems - Develop responsive,
high-performance frontend applications using React.js, Redux, and
JavaScript / TypeScript - Ensure seamless frontend–backend
integration for real-time payment workflows - Work with event-driven
systems (Kafka) for asynchronous transaction processing - Implement secure
authentication and authorization using OAuth2, JWT, and industry best
practices - Optimize applications for performance,
scalability, reliability, and security - Write unit and
integration tests, and participate in code reviews to maintain
engineering standards - Actively participate in Agile
ceremonies and collaborate with cross-functional teams
Key
Skills & Experience Required
- Strong expertise in Java
8+ and above, including core programming constructs such as streams,
collections, multithreading, concurrency, and functional programming,
along with a working understanding of JVM internals such as memory model,
garbage collection, and class loading - Hands‑on experience with Spring
Boot and backend frameworks, including dependency injection, REST API
development, exception handling, and microservices-based application
design - Solid understanding of modern
frontend development, with React.js, Redux, and TypeScript, including
component architecture, hooks, state management, and efficient API
integration patterns - Familiarity with Node.js-based
middleware concepts, including event loop behavior, non‑blocking I/O,
and lightweight service orchestration - Experience working with microservices
and distributed systems, including REST API principles such as
idempotency, API versioning, request validation, and error modeling - Strong knowledge of event-driven
architecture and messaging systems like Kafka, including topics,
partitions, consumer groups, and asynchronous processing patterns - Experience with SQL and
NoSQL databases, including relational modeling, transactions,
indexing, as well as NoSQL data modeling for scalability and performance - Understanding of caching
strategies using Redis or similar systems, including cache-aside
patterns, TTL, and eviction policies - Knowledge of authentication
and security mechanisms, including OAuth2, JWT, secure API handling,
and input validation - Good understanding of system
design principles, including SOLID principles, layered architecture,
and commonly used design patterns such as Factory, Strategy, and Proxy - Exposure to DevOps
practices, including version control (Git), build tools
(Maven/Gradle), and environment-based configuration management - Awareness of observability
practices, including structured logging, metrics monitoring, and
debugging production issues - Strong problem-solving,
analytical, and communication skills, with the ability to work
independently and in cross-functional Agile teams
Good to
Have Skills and Experience
- Experience deploying
applications on cloud platforms such as AWS, Azure, or GCP - Exposure to CI/CD
pipelines using Jenkins, GitLab CI, or GitHub Actions - Knowledge of containerization
and orchestration using Docker and Kubernetes - Familiarity with high-availability,
low-latency systems, particularly in financial or payment processing
domains
Benefits
Why Join UsAt NPCI, you’ll be part of a purpose-driven organization shaping the future of digital payments in India and beyond. NPCI offers a unique opportunity to work on cutting-edge projects that directly impact millions. We foster a culture of innovation, inclusion, and high performance, where every individual is empowered to lead with purpose and deliver with passion. With a strong focus on employee wellbeing, continuous learning, and collaborative success, NPCI is more than just a workplace—it’s a platform to grow, contribute, and make a meaningful difference. Life at NPCI NPCI news Our Culture
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